Russell Smith

Insurance Risk Adviser
(+64) 03 448 8040

Introduction to Financial Planning (Merit) 1998 Business Financial Services (Hons) 1997 

Russell joined the insurance industry in Christchurch in 1973 as an AMP Agent. Since then he has enjoyed and survived the many changes that have occurred in the industry. He spent several years as an Agency Manager recruiting and managing a team of Agents/Advisers before he took the opportunity to move to Central Otago and take up a share in a longstanding financial services partnership. 

This partnership has since evolved into Future Financial Solutions (a financial services company) and Commercial & Rural Insurance (a general insurance brokerage). 

Over the years Russell has enjoyed meeting the new business people who like him, are moving to Central Otago to enjoy the climate, lifestyle and varied business opportunities. 

Russell holds an AMP Practising Certificate (IFA approved and renewed annually) that covers risk, life insurance, income protection and employee benefits. He is a member of the Insurance Brokers Association of NZ (IBANZ) and is also a Qualified Practising Insurance Broker (QPIB) for general insurance. 

Russell specialises in providing clients with a total business risk package including:

  • Keyperson cover
  • Owners risks
  • Management protection
  • Asset protection
  • Liability risks 

Russell is married to Irene who has worked with him for 20 years in their independent general insurance brokerage. They have two adult children and are proud new grandparents. Russell is a keen golfer and sports follower.