We tend to think that insurance is only about protecting ourselves from what might happen. We might get burgled, so we take out home and contents insurance. We might get hit by a bus, so we take out life insurance.
But we should really think about insurance as our key to making things happen – the key to achieving our financial goals.
Think of it this way. Achieving your goals – whether it's a holiday, buying a house or an early retirement – depends on you making financial progress. If you have a financial setback, you may have trouble getting back on track. If it's a major setback – if you lose your ability to earn, for example – you may never get back on track.
Insurance protects you from financial setbacks. It's as simple – but as crucial – as that.
And just as everyone has different financial goals, everyone has different insurance needs. That's where you should get good advice. An Adviser will look at where you are now – and at where you want to be – and can suggest ways for you to protect your income, assets, cover your debts and stay on track.
So no matter what may happen to you, with the right insurances, you can keep on moving towards your financial goals. To find out how you can make things happen, Contact Us today.
The views or information given in this article are not necessarily the views of AMP or AMP Adviser Businesses. It provides general financial information and is not intended to provide financial advice. For personalised financial advice, we recommend you contact us.